Online Checking Account
APY1
Online Checking Account
APY1
Apply NowEffortlessly manage your bills and watch your money grow.
Account Summary
- No Monthly Service Fees
- We Went Green - No Paper Checks
- Free Online Banking, BillPay, and Account Alerts
- Free FNBO Direct Visa® Debit Card for all your everyday purchases
- 24/7 worldwide access to over 2 million ATM locations. No ATM fees from us (other banks and ATM operators' surcharges may apply)
- Free Person-to-Person payments with PopMoney®2
- Free Debit Card Fraud Monitoring
- Free Incoming Wires
- Free Stop Payments
Account Features:
Online Banking
Manage your finances - and your peace of mind - simply and securely.
Mobile Banking
Safely and securely access your FNBO Direct accounts anywhere, anytime with our mobile app.
Digital Payments
Apple PayTM – Visa SRC – Samsung Pay; whatever your preference, pay with convenience.
Person to Person
Need to split the check for lunch? Cover your portion of rent? Send and receive money through your FNBO Direct accounts with Popmoney®.
Direct Deposit
Don't forget to pay yourself first with recurring deposits into your Online Savings Account!
Account Alerts
Balance getting low? Upcoming payments? Stay in-the-know with custom alerts.
1FNBO Direct Online Checking Account Annual Percentage Yield is accurate as of and is subject to change after that date. Rates may also change after the account is opened. Fees may reduce earnings. Minimum deposit to open an account is $1.00. Maximum principal deposit balance: $1,000,000. See the Disclosures for additional information and limitations.
2Additional charges apply for Express Delivery.
2Additional charges apply for Express Delivery.