High-Yield Online Savings Account
3.35% APY*

With our great rate, when was the last time your money worked this hard for you?

Account Summary

  • A FNBO Direct High-Yield Online Savings Account has no monthly fees or minimum balance requirements, you can even open an account with as little as $1.
  • Get access to your money anytime and save with the confidence of first-class online security. Plus, with easy transfer options, send money to and from your accounts easily.
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Additional Features

Online Banking

Manage your finances - and your peace of mind - simply and securely.

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Mobile Banking

Safely and securely access your FNBO Direct accounts anywhere, anytime with our mobile app.

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Direct Deposit

Don't forget to pay yourself first with recurring deposits into your Online Savings Account!

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Online Savings Account Rates

High-Yield Online Savings Account

Annual Percentage Yield (APY) as of 04-10-2025

APY* - 3.35%

Interest Rate - 3.30%
Minimum Deposit to Open - $1.00
Minimum Balance for APY - $0.01

* FNBO Direct High-Yield Online Savings Account Annual Percentage Yield is accurate as of 04-10-2025 and is subject to change after that date. Rates may also change after the account is opened. Fees may reduce earnings. Minimum deposit to open an account is $1.00. See the Disclosures for additional information and limitations.

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© 2025 First National Bank of Omaha. All Rights Reserved.

Deposit Accounts offered by First National Bank of Omaha, Member FDIC. Deposits are insured to the maximum permitted by law. P.O. Box 3707, Omaha, Nebraska, 68103-0707