Account Features:

  • With an FNBO Direct Online Savings Account, there are no monthly fees or minimum balance requirements and you can open an account with as little as a $1
  • Get access to your money anytime and save with the confidence of superior online security. Plus, with easy transfer options, send money to and from your accounts easily
  • Need to split the check for lunch, throw in for the office party, or send a cash birthday gift? Popmoney® is a simple, convenient and secure way to send and receive money using your FNBO Direct accounts

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Learn More About PopMoney®

Set up recurring deposits into your new Online Savings Account and watch your savings grow even faster!

Direct Deposit

Paying yourself first is easy when you setup a direct deposit into your FNBO Direct accounts. Print Form

Already have an account? Open another one!

Conveniently track all your accounts and goals when you log in. Vacation account. Holiday account. Emergency account. Whatever you're saving for, achieve multiple goals faster - with a Current APY Unavailable APY* on your savings.

*FNBO Direct Online Savings Account Annual Percentage Yield is accurate as of and is subject to change after that date. Rates may also change after the account is opened. Fees may reduce earnings. Minimum deposit to open an account is $1.00. Maximum principal deposit balance: $1,000,000. See the Disclosures for additional information and limitations.

**The national APY for traditional savings is based on Statement National Average published in the 2017 passbook/statement savings study located on at