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About FNBO Direct

National reach. Midwest roots.

Downtown scene at night

About Us

FNBO Direct is built on the solid foundation of First National of Nebraska.

First National Bank of Omaha (FNBO) is a subsidiary of First National of Nebraska, a multi-state holding company located in the heart of downtown Omaha, with a strong banking heritage that dates back over 160 years.

First National Bank has a history of doing what's right for our customers and the communities we serve. With locations in Nebraska, Colorado, Illinois, Iowa, Kansas, South Dakota and Texas, $20 billion in assets and 5,000 employee associates, we haven't lost sight of the foundation on which our success was built. Integrity, Respect, Passion - these are the cornerstones of our Operating Philosophy and represent our commitment to you. At First National Bank, we strive to better serve you and your banking needs - and we are as hopeful and excited about the future of our bank as our founders were.

Core Values

  • Integrity in every interaction
  • Respect for our employees, customers and shareholders
  • Passion for all that we do

Mission Statement

To build and maintain long-term relationships by delivering a superior customer experience through simplicity, efficiency and engaged employees while driving profitability and long-term growth.

Company History

For more than 160 years, First National Bank has maintained its commitment to helping to build strong communities.

We don’t claim to have been the primary builders of the communities we serve. Many people over many generations did that with their hard work, dedication and vision. But a local bank that understands and embraces the community’s vision can make a big difference, and we are firm in our commitment to these principles.

First National Bank is proud of our history. We were founded in 1857 by two brothers – Herman and Augustus Kountze. Though our founders were engaged in the rough-and-tumble business of the pioneers, they created an innovative and forward-looking organization. We were among the first banks to issue credit cards – long before most other banks did – and we were the first U.S. company to use fuel cell technology as its primary power source. That’s how we approach the future, as well, and we hope you will take the journey with us.

The Kountze brothers envisioned that their bank would succeed and have a positive impact on the communities they served. We continue to harbor big dreams for the future of the communities we serve, just like Herman and Augustus did.

For J.D. Power 2018 award information, visit jdpower.com/awards.

From MONEY, November 1, 2017 ©2017 Time Inc. MONEY is a registered trademark of Time Inc. and is used under license. MONEY and Time Inc. are not affiliated with, and do not endorse products or services of, First National Bank of Omaha.