No Monthly Minimums. No Monthly Fees. No Brainer.
When was the last time your money worked this hard for you?
- Access to your money anytime you want it, need it or just want to check on it
- First-class online security
- Free Online Banking
5.15% APY1
High Yield Online Savings Account
No Monthly Minimums. No Monthly Fees. No Brainer.
When was the last time your money worked this hard for you?
0.15% APY2
Online Checking Account
Online Checking with No Hidden Fees.
Use it every day, or don't. Checking made simple with endless growth potential.
A high-yield savings account, also known as a high interest account, is a savings account that offers above-average interest rates on deposits. Typically, high-yield savings accounts pay significantly more than a standard or traditional savings account.
FNBO Direct is a high-yield, online savings account that makes your money work hard for you. Currently offering a 5.15% APY1, the account can be opened with as little as $1 and has no monthly fees or minimum balance requirements.
With FNBO Direct, you receive many of the same features and benefits that savings account from brick-and-mortar banks offer including:
Opening an FNBO Direct Online Savings account is easy. Simply fill out the online application and once approved, you can fund your account via ACH or by mailing a check. Note, all applicants must be U.S. residents and be at least 18 years of age.
1 FNBO Direct High-Yield Online Savings Account Annual Percentage Yield is accurate as of 08-11-2023 and is subject to change after that date. Rates may also change after the account is opened. Fees may reduce earnings. Minimum deposit to open an account is $1.00. Maximum principal deposit balance: $1,000,000. See the Disclosures for additional information and limitations.
2 FNBO Direct Online Checking Account Annual Percentage Yield is accurate as of 08-11-2023 and is subject to change after that date. Rates may also change after the account is opened. Fees may reduce earnings. Minimum deposit to open an account is $1.00. Maximum principal deposit balance: $1,000,000. See the Disclosures for additional information and limitations.