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Online Savings

Got something you're saving for?

Reach your savings goal faster – earn more with a rate that's four times higher than traditional savings accounts.¹ With an FNBO Direct Online Savings Account, there are no monthly fees or minimum balance requirements and you can open an account with as little as a $1. Apply Now!

Get access to your money anytime and save with the confidence of superior online security. Plus, with easy transfer options, send money to and from your accounts easily.

Need to split the check for lunch, throw in for the office party, or send a cash birthday gift? Popmoney™ is a simple, convenient and secure way to send and receive money using your FNBO Direct accounts.

  • Send mobile and email payments directly from your FNBO Direct accounts.
  • Received money? Deposit it into your FNBO Direct accounts.
  • Free yourself from the hassle of check writing and bank visits.

Set up recurring deposits into your new Online Savings Account and watch your savings grow even faster!

Already have an account? Open another one! Conveniently track all your accounts and goals when you log in. Vacation account. Holiday account. Emergency account. Whatever you're saving for, achieve multiple goals faster - with a .85% APY* on your savings.

Open an FNBO Direct Online Savings Account today!

Apply Now

1 The national APY for traditional savings is based on Statement National Average published in the 2012 passbook/statement savings study located on at

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