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Certificates of Deposit

The FNBO Direct CD gives you the dependability of a locked-in rate.

Choose from very attractive rates and terms to fit your savings goals, and fund from your FNBO Direct Online Savings Account or your other bank accounts.

Every FNBO Direct CD offers:

  • Guaranteed earnings***
  • Automatic renewal¹
  • Optional withdrawal of all funds in your CD at maturity

Certificate of Deposit Annual Percentage Yields:


If your account is a:With an annual percentage yield*** of:
  6-month CD.16%
  9-month CD.26%
12-month CD.31%
18-month CD.41%
24-month CD.50%
36-month CD.70%
48-month CD.90%
60-month CD1.15% - Best Rate!

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1CD accounts will automatically renew at maturity. You will have 10 calendar days after the maturity date to withdraw funds without penalty. This account will not renew if you withdraw the funds on the maturity date or if we receive written notice from you on or before the maturity date of your intention not to renew.

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